Did fucking APRs go up or what....

[miketpoto]

Re: Did fucking APRs go up or what....

you missed my point (or i didnt explain it well enough, but that rant is a LONG one)

The Anxiety I am talking about is SEVERE and unless someone has had first hand experience with anxiety disorders, I can't begin to explain how it feels or how much it overpowers everything else.

If and when I have cash on hand to invest with again, it will likely be in myself and my own photography or something with music. Its not a matter of not understanding the facts or potential benefits of financial investments in real-estate, shareholding, black-market-adoptions or what have you.... I have an IQ of 136, so while not misunderstanding and at the same time not claiming to have some brilliant or spiritual plan for myself, I assure you that I could not care less about this sort of thing.

I make sure I do my job well, and that I have options to do more in the future, but I spent WAY too long overcoming/recovering from a lot of ugly painful shit (mostly stuff from childhood/being fat and gay in high school & the soul searching that comes with grasping the concept of self-worth). I will not continue to keep missing the moments and events of my life that are happening or could be happening now. If my priorities change I'll let you know, and I will also be very surprised.

[toasty]

Re: Did fucking APRs go up or what....

^^hey, whatever makes you happy, bro. you're obviously going forward with your eyes wide open. take care.

[miketpoto]

Re: Did fucking APRs go up or what....

danke

[shosh]

Re: Did fucking APRs go up or what....

^^^ Financial decisions are extremely emotional and they can vary from person to person. The reasons for which we do things are realtive to our circumstances and background, etc.

I understand where you are coming from with the anxiety, and that your situation is different than mine. At the same time I assure you that dealing with your credit is not as scary as it seems when you learn more and more about it. However, it all depends on what you want to do and what you are looking for. For investments, I was just throwing out some ideas of situations with high returns. Of course investing in something you like is more enjoyable, pleasant, and benefcial personally.

Hope I didnt offend you or anyone else.

[miketpoto]

Re: Did fucking APRs go up or what....

not offended in the least, i appreciate your sentiments and openminded dialog... I'm not easily offendable, but easily pissed off and very offensive in general

[picklemonkey]

Re: Did fucking APRs go up or what....

toasty:

[toasty]

Re: Did fucking APRs go up or what....

^^

oh my...

who wants to meet me in Munich this weekend?

[picklemonkey]

Re: Did fucking APRs go up or what....

me. I'll meet you at the Baltimore Airport tonight

[neoee]

Re: Did fucking APRs go up or what....

Late to the party... Anyways, lately I've noticed that card companies have been sending out these notices which basically say that if you don't object within 30 days your APR jumps to 15.x%. AT&T universal sent me one of these a couple years ago. I responded and my APR stayed at 6.9 but they told me that after my card expired so would my account. Well my card expired, and I received another in the mail.

Bank of America recently bought out Citibank(?) and I got another one of these notices, I forgot to respond so I imagine my interest rate has jumped up. Doesen't really matter though, the only card I use is from my credit union where I don't have to worry about the BS from these corps. I charge everything to my credit union card and transfer money from my checking account to the card online. Only reason I even bother doing this is for the airline miles... they will pay my way to WMC next year. I had a friend who payed his mortgage this way and got 2 firstclass and 3 coach trips each year. I only wish I could pay my mortgage via CC.