get a quote and decide. U can talk to your insurance, but u have to lie. Call them now and say u waited to get a quote to see if u could fix it without going through insurance because u were worried about your rates going up because of some stupid drunk driver cut u off. If there isn't a police report then they can't say u were drunk because to prove u were drunk they would have needed to take a breath-a-lizer test that night. If there isn't a report then i say use my lie and get out scott free. Or be a man and have your world and your buddies world wrecked like stupid pickle head said...
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