My DD crashed my car !

[phoenixbass]

he drove over the curb..........the car landed on the curb, dented some rods and metal under my car.

and it turns out the DD doesnt have a liscence or insurance.

would my insurance cover this if i said i saw a dear and swerved to avoid it ?

also, my driver side window wont go up !

FUCKKKK

[Garrick]

haha that sucks... guess you should drive drunk from now on to avoid things like that happening

[peloquin]

that seriously sucks, sorry to hear about this..

you try to be responsible, and look what happens

[neoee]

Re: My DD crashed my car !

he drove over the curb..........the car landed on the curb, dented some rods and metal under my car.

and it turns out the DD doesnt have a liscence or insurance.

would my insurance cover this if i said i saw a dear and swerved to avoid it ?

also, my driver side window wont go up !

FUCKKKK

If you have comphrensive coverage they should. You might want to report him so they have someone to go after. Either way expect you rates to go up. Sorry for your misfortune.

[asimoulis]

sorry, but's what is DD ?

[esef]

^^^ designated driver

for when you're too drunk to drive, you hand the keys over to someone who is "sober" and can drive for you. or NOT in this case.

i'd take the tire iron to his ankle!

[asimoulis]

thx for info

sorry about the accident fellow

[FM]

always why I drive myself home unless I absolutely know I've had too much...

it's easier to yell at yourself for screwing up, then someone else...

[Jibgolly]

sounds like its lawsuit time.

[neoee]

Oops! I thought you were saying that a Drunk driver hit you and didn't have insurance. Yeah maybe the swerve to avoid thing might be a better approach, since technically you were the one insured to drive the car.

[palmer]

Re: My DD crashed my car !

dented some metal under my car.

sounds serious......





For real though that does suck. You should have taken a cab.

[superdave]

Re:: My DD crashed my car !

I definitely wouldn't lie to the insurance company about you doing it. They may end up finding out that you hadn't been driving and then you could be arrested for insurance fraud. And if the law finds out you were supposedly drinking and driving then you could go to jail on that too.

I'm sure this has happened plenty of times before and I would go to my insurance agent and explain your situation. They're there to help you out and not go after you unless you lie to them because from what you said you really didn't do anything wrong.

Sounds like your DD is the main one at fault here imo. Only thing I'd blame you for is allowing this person without a license or insurance drive your vehicle.

[runningman]

I have a lot of expeerience in this area. Don't mention your friend at all. Say that u were driving (at about 2am) and a car cut u off and then the other car left the seen because they were probably drunk. So now u are left with a busted car. It should be a no fault write up because in canada now they have to believe what u ssay. Just make sure that it is the same in your country. I have had two DUI accidents and never got charged or even had to pay my deductible. And my insurance never went up...

[picklemonkey]

phoenix, sorry to hear that dude. I agree 100% with Superdave that you shouldn't lie, your situation isn't nearly as bad as it could be. Just tell em what's up and they'll hook you up much better than if you got caught lying.

I have a lot of expeerience in this area.

I have had two DUI accidents and never got charged or even had to pay my deductible. And my insurance never went up...

Sounds pretty irresponsible... you should nut up and be a man about your drinking.

in canada now they have to believe what u ssay. Just make sure that it is the same in your country.

And you guys get free medical... at least I don't have to worry about you hitting me in the USA.

[hear_my_name]

I have a lot of expeerience in this area.

I have had two DUI accidents and never got charged or even had to pay my deductible. And my insurance never went up...

Sounds pretty irresponsible... you should nut up and be a man about your drinking.

in canada now they have to believe what u ssay. Just make sure that it is the same in your country.

And you guys get free medical... at least I don't have to worry about you hitting me in the USA.

hahha yes he is pretty irresponsible but i mean he didnt get charged with anything rite.. there are things that u can lie about to save ur own ass.. they arnt gonna find out about it so might as well.. and we do get free medical.. awww shiet!! hahah id hate to live in the states becuase of that.. but all in all runningman is a great driver...