OK, I'm in line at the bank to make a deposit this afternoon, and I get stuck behind this guy who has a variety of transactions he needs to perform. I wasn't eavesdropping, he was just loud, and I was able to determine that he did the following:
1. Exchanged some Canadian change for US dollars, around $2 and some change
2. Deposited that money into one account.
3. Withdrew $1.50 from a different account.
Might I also add that he performed these three transactions slowly.
I gotta say, if I had known that's what he was doing and how long he was going to take when he started, I would have paid him $5 to get the hell out of my way so I could get on with my day. I'm not even pissed that he put money into one account and withdrew a similar amount from another -- people keep separate accounts for different reasons, and I've done that before myself -- but to actually go to the trouble of going to the bank to perform a series of transactions that netted you around 75 cents, it just doesn't make a bit of sense.
I guess financial planning needs to exist at all levels but come on dude, ever think about just carrying a change purse or something?
1. Exchanged some Canadian change for US dollars, around $2 and some change
2. Deposited that money into one account.
3. Withdrew $1.50 from a different account.
Might I also add that he performed these three transactions slowly.
I gotta say, if I had known that's what he was doing and how long he was going to take when he started, I would have paid him $5 to get the hell out of my way so I could get on with my day. I'm not even pissed that he put money into one account and withdrew a similar amount from another -- people keep separate accounts for different reasons, and I've done that before myself -- but to actually go to the trouble of going to the bank to perform a series of transactions that netted you around 75 cents, it just doesn't make a bit of sense.
I guess financial planning needs to exist at all levels but come on dude, ever think about just carrying a change purse or something?
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