Who's going out this weekend? And Picklemonkey's new house..

[FM]

thanks guys now that my roommate's moving out, I'm going to try buying a house. For being 22 years old, I was pretty surprised to hear that I can have a guaranteed 80k home loan with no money down, and I'll find out tonight if I can get a up to a 120k loan with no money down. Each payment is supposed to be no more than $600. Two of my buddies are home loan officers and are working to get me the best loan they can find... and they aren't charging me any of their or their company's fees. We'll see how everything goes this week.

then your credit kicks ass

[FM]

man, I'm all politicized out too...stayed in to watch the election instead of going out last night...

I can't wait for tomorrow...then Friday....then Saturday...then Sunday...

[DreamGirlie]

picklemonkey- that rent is so cheap! I cant believe you would only be paying that much even without a roomate! is it in the ghetto

[santo26]

Re: Bored of politics? Who's going out this weekend?

Yeah ride with my bike, I?m hard of politics, at the end is the same

[Garrick]

picklemonkey- that rent is so cheap! I cant believe you would only be paying that much even without a roomate! is it in the ghetto

i thought the same thing. $600 is el cheapo for a house, unless its in college station, tx. tons of cheap housing there if you don't mind cows grazing in your back yard. :o



SANDER TONIGHT!

[picklemonkey]

I scored a 713 when he ran my credit report. The 675/mo is with rent, tax, and insurance all balled into one payment. The place I'm currently living at now is $650 (I have one roommate), and I love the place! I definitely don't want to move... A two bedroom has with an unfinished basement (where my pool table/washer/dryer/storage/etc are) and a nice kitchen/living room/back porch (with a foosball table), small fenced back yard. It's in the middle of Kansas City's nightlife area (Westport), and all sorts of bars/clubs/good food/shopping /hospital are a 3 minute drive. It's centrally located in KC, so everything else is no more than a 20-30 minute drive to any corner of the city. It's a kickass place, and I really don't want to move... but if I can buy a house and get another roommate I'll be all about it. I'm going to look for a new house in the same area for sure. I'm probably going to buy new furniture once I get a new house, too... at least, new couch/recliners. Have been thinking about buying a big-screen TV, but now don't think I will since I'll need other shit for the house if/when I buy one. Now come room up with me :P

[Garrick]

maybe the person you are renting from is willing to sell the place? doesn't hurt to ask

[picklemonkey]

doubt it. It's a rental company. I think I'd rather buy a different one, anyways. It has a 3 car (long, not wide) driveway, but no garage. It needs a bunch of work, but it's still a killer location to rent from.

[neoee]

Pickle- If you can make it through the first year you'll be set (read get money from parents). The money you will get back from the tax write offs will easily subsidize the following years. Also look into to different finance terms (now most some banks even offer 40 year fixed).

BTW what kind of house does 80K buy in Missouri? Around here you couldn't even get into a condo for that.

[picklemonkey]

I could probably buy a pretty good decent house here. living is cheap here... definitely much cheaper than the huge metro areas. It won't be my dream house, but it'll be decent, and I'm only 22. The earlier I start, the better I'll be later.

so who's moving in with me? I still need a roommate since my current one's bailing to live with his girlfriend

[MJ]

You do right moving at the age you are now Pickles, i bought a house around your age and when i move (early next year) i should make quite a tidy little sum to put down on a larger house.

Incidentley, i bought a 5 bedroom house 2 years ago to rent out to students, i`m now in the process of selling it. With the house prices over here rocketing in the last few years my investment of ?54,000 is going to sell for ?152,500. Thats just in 2 years ffs! Not that i`m complaining at all

k`ching :P

[picklemonkey]

^hellll yeah dude! hope that happens to me... check out the link below. Let me know if it doesn't work. It's just a sample of what's going on here in KC... some are ghetto, but most are nice houses that are just too far from where I want to be :/

KC Houses

[neoee]

^^^ WOW thats pretty good for 80K. Like MJ said don't wait. I said I wasn't making enough to myself when I was 23. Waited till this year to buy a house only to find the houses that I could have bought for 200 were now up to 300 and my pay went up relative to that amount as well so waiting essentially cost me 100k.

[mixu]

You do right moving at the age you are now Pickles, i bought a house around your age and when i move (early next year) i should make quite a tidy little sum to put down on a larger house.

Incidentley, i bought a 5 bedroom house 2 years ago to rent out to students, i`m now in the process of selling it. With the house prices over here rocketing in the last few years my investment of ?54,000 is going to sell for ?152,500. Thats just in 2 years ffs! Not that i`m complaining at all

k`ching :P

MJ's buying the beers at Fabric then!

[wonk]

Re: Who's going out this weekend? And Picklemonkey's new hou

im havin a few beers for the wknd and headin along to Jonathan Lisle over here in Dublin on sat. small little venue, usually good atmosphere, shud be good :wink: